Credit building card
When I started looking into credit I had a poor credit score and it needed repairing. There's a few cards available however this card I recommend due to their responsible lending and resources they have to build your credit you will also get a £25 reward when you sign up. They also have a 4.7 star rating on trust pilot https://uk.trustpilot.com/review/www.vanquis.co.uk
My tips to start building your credit are;
Only use your credit card to make purchases you would already be make eg. Groceries, petrol ect
Try to keep within 30% of your credit limit. For example if your limit is £1000 then keep your spending at £300 on the card.
Pay your balance off on-time ! You do not want to be missing payments and getting interest charges. Make sure you pay off the balance on time to avoid paying any interest.
Make sure you are on the electoral role, this will help improve your score as lenders can have your address on file.
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